Branch Manager - LAP And Gold Loan - AJ

We have opening for Branch Manager - LAP And Gold Loan, kindly find the job details below:

 

Mandatory to fill: Tracker

 

Current ctc:

Expected CTC

Notice period

Total experience

Do you have experience into / into LAP/ME/SME mortgage as a primary product for 4 years (Y/N)

 

Job details:

 

About Company :headquartered in Mumbai, is a new-age financial services institution focused on providing credit to small businesses and consumers. Founded in 2017, SBFC acquired the retail lending book along with the existing infrastructure, branch network and employee team of Karvy Financial Services Limited. Backed by an equity infusion of  845 crores ($ 130 million) from PE investors Lyra Partners and Arpwood Partners, SBFC aims grab the unique opportunity of financing 50 million small business through technology adoption.

Location :Sakinaka, Mumbai (1 Openings), Borivali, Mumbai (1 Openings)

Experience : 4 yrs as Sales / Business Development mandatory/  into LAP/ME/SME mortgage as a primary product

Salary : 5.0 Lac to 6.5 Lac (annually)

Qualification: Graduation degree mandatory

Working Days : 10:00 AM - 7:00 PM ( Day Shift ) | Male Only, off Day : Sunday

 

Job Description:

 Drive sales growth in his branch by finding new avenues for Business Development.

Supervision and monitoring is critical to drive full compliance with policies and regulations, ensuring zero deviation through training and motivation of Branch Staff. 

Be in charge of all branch activities and is responsible for enhancing the P&L of branch for all products

Achieve contributed value targets set for the branch

Ensure sales volumes for multiple products, sourcing quality & underwriting diligence to meet sales targets while controlling delinquencies and frauds

Provide superior customer experience

Manage TATs on credit & processing

Minimize pre & post disbursal discrepancies

Monitoring Performance

Monitoring Branch performance in terms of key drivers i.e. Contributed Value.Volumes / Profitability / Expenses / Losses

Employee Retention

Employee Productivity

Customer experience

Monitor individual performance of each employee, continuously work to maximize productivity

People Management

Motivate and develop branch team

Drive branch team to excel.

Manage and mentor the team and keep attrition of branch staff low

Conduct regular meeting with branch staff

Provide open and honest feedback and ask for feedback.

 

KRAs:

Profitability Management - Maintaining & optimizing profitability for the branch

Target setting & management Monitoring branch targets in numbers & volumes

Portfolio quality management - through superior underwriting, working closely with collections

Cost management managing all branch operating costs including cost of acquisition, operations etc.

People management Motivating team, handling HR & administration function of the branch

Customer experience management - Ensuring superior customer experience and handling customer service in terms of collections, pre closures & service issues

If interested, kindly forward your resume along with the tracker on resumes.hrdesire@gmail.com

 

Thanks & Regards, 

NB Singh 

Team Hr Desire 

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