Associate/AVP - Model Development Requirement : - Experience in credit modeling across various consumer products (credit cards, Loans etc) as well as risk management and Business Insights in banking is required. Proficient in the following applications : SAS and SQL with experience in UNIX and relational database knowledge. Skill : Risk Modeling - Application, Behavior Scorecards, Credit Bureau Data (Experian, Transunion, Equifax) Product : Credit Card, Auto, Mortgage, Personal loan Qualifications : - MS or PhD degree in Statistics, Economics/Econometric, Applied Economics, Decision Science, Operations Research, Mathematics (or equivalent quantitative field).