S-R-G-Housing finance

Company Profile

SRG HOUSING FINANCE LIMITED, (SRGHFL) is a Listed Housing Finance Company registered under the Companies Act, 1956. The was incorporated on 10th March, 1999, with the Registrar of Companies, Jaipur in the name of VITALISE FINLEASE PRIVATE LIMITED with an object to provide of housing finance.

The promoters had their efforts to start the business and with the vision to create a brand image of the company, changed its name and subsequently converted it to Public Limited Company as SRG HOUSING FINANCE LTD. The company started its business operation after getting license from National Housing Bank.

The Promoters further,listed SRGHFL at SME Platform of BSE on September 11, 2012 through its Initial Public Offer. Further the company got migrated toMain Board of BSE Limited w.e.f. 04.02.2015 being :

“THE FIRST COMPANY IN INDIA TO GET MIGRATED FROM BSE SME PLATFORM TO BSE MAIN BOARD.”

At present, the company is exclusively dealing with the housing loans and having wide number of customer.The company is providing home loans for construction, additions, alterations, repair & renovation purpose which has been declared as the priority sector lending by the Reserve Bank of India.

1. We service for :
a. Individual Home Loans
b. Loan against property
c. Builders loan
2. Benefits at SRG :
a. Flexible repayment schdule
b. Assistance of all kinds to our customers : at a distance of just one call.

Products/Services

Individual Home loan

Sparsh Home loan Offered to Individuals and Corporate Bodies who wish to seek this facility either for construction or purchase of a property. Home Revision Loan Offered to customers who wish to repair, renovate, and/or extend the existing accommodation. Saral Plot Loans Offered to the Salaried and the Self-employed for outright purchase of plots for the construction of a house. Specialty Loan Offered for construction (including extensions and additions to existing property) on land owned by borrower’s parents. Home Loan for Self Employed This product has been developed to cater to the large potential segment of self employed individuals, who, as a category have been ignored by the housing finance community because of variable monthly income and unproper documentation of credit worthiness.

Loan Against Property

Wealth Loan Special motgage loan scheme for salaried or self employed professionally qualified individuals. New Avenue Loan Loans for purchase and/or construction of non residential and commercial property. NRI Housing Loans Loans for non residentialindians for the construction and purchase of house in india. General Features: We Provide home loan in a hassle free environment Reasonable amount of 80% of cost Interest on monthly rest No hidden cost Provide Loans availability anywhere in Rajasthan. Flexible loan repayment options Safe document storage We have experienced and empowered personnel to ensure smooth & easy processing Amount Of Loan You can avail a Loans upto Rs. 100,00,000-/ but not exceeding the 80% of the total documented cost of the property. The actual loan amount is determined taking into account factors like: Repayment capacity Age Educational qualifications Stability and continuity of income Number of dependents Co-applicant's income Assets Liabilities Saving habits, and more Loan tenure & EMI The tenure of your Home Loan ranges from 1 to 15 years. The term however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self employed individuals). Quantum of loan Interest rate applicable Loan tenure For more details, write to us, and we will be glad to help determine the best plan for you.